DISCOVER MANY OF THE OPPORTUNITIES AVAILABLE TO HELP YOU PLAN FOR YOUR FINANCIAL FUTURE.
A Financial Partner You Can Trust STANDARD OF CARE
All financial planning services will be delivered in accordance with the following standard of care:
- Put the client’s best interests first
- Act with due care and in utmost good faith
- Do not mislead clients
- Provide full and fair disclosure of all material facts
- Adhere to a code of ethics that reflects their commitment to help clients achieve their life goals; and disclose and fairly manage all material conflicts of interest.
Accrue Wealth Designs seeks to earn investor trust by creating relationships with their clients — relationships based on the full disclosure of all relevant information, transparency and the mutual alignment of interests. This means relationships with independent financial advisors who are accountable to their local community and whose reputation depends on satisfied clients and neighbors.
CHECKS AND BALANCES
When you work with an independent advisory firm such as Accrue Wealth Designs, you are benefiting from our transparency and the external checks and balances of the numerous unaffiliated companies we work with to help ensure full compliance with applicable financial rules and regulations. These unaffiliated companies are independent and their interest is to protect themselves and you, their client.
Independent External Audit:
The word “audit” generally means to evaluate an organization, process or person. In the financial world, audits are usually performed to ascertain the validity and reliability of information and to provide an assessment of a company’s internal controls. When such an audit is undertaken by an independent, external company, it tends to be highly objective when compared to audits carried out by internal staff or related companies.
In a world full of information, where so many people can easily publish their investment recommendations, your first task should be to question the validity of the source. Were they independently audited or did they issue their information without external checks and balances?
Our team differentiates itself within the financial industry by seeking partnerships with reputable financial institutions. Our goal is to construct and manage a team of highly stable and trustworthy organizations who all contribute their own specific advantages for your benefit. Each partner we select has a precise, focused role to play in helping you work toward your retirement goals and objectives.
One of the most important partnerships in any financial relationship is that with the custodian. A custodian is a specialized financial institution responsible for holding and safeguarding a firm’s or an individual’s financial assets. Many years ago, we chose Fidelity Institutional Wealth Services to be the custodian of our clients’ assets.
Custodians ensure each and every client receives complete transparency relating to their assets, while restricting the access others have to their money.
At Accrue Wealth Designs, we believe clients should be able to fully understand and define the costs associated with owning their investments. This transparency allows our clients to maintain their own checks and balances with the goal of preventing hidden commissions and conflicts of interest from eating into investment returns.
Unlike the mutual fund and 401(k) industries, where many fees and transactions can be concealed within the fund’s structure, Accrue Wealth Designs’ use of separate accounts provides the client with total transparency as to where the money within their accounts really ends up.
As part of our commitment to transparency, we encourage our clients to perform their own due diligence on Accrue Wealth Designs and any other financial advice organization. Due diligence means an investigation into a business or person prior to the signing of a contract, or engaging a person who should act with a specified standard of care.
As a supplement to their own due diligence, our clients draw reassurance from the fact that Accrue Wealth Designs’ large institutional clients undertake and maintain their own stringent due diligence prior to engaging Accrue Wealth Designs as an asset manager. In addition, they are usually required to perform annual, or more frequent, due diligence scrutiny of operations and continuing management capability.
Our operations and systems work on the principles of openness, accessibility and accountability. We have nothing to hide.
YOUR TEAM ON YOUR SIDE
The complexity of your unique financial needs may require the attention of a diverse team of industry experts.
At Accrue Wealth Designs, you have access to a team of dedicated professionals with experience in financial planning, tax planning and IRA legacy planning.
Your personal Accrue Wealth Designs advisor’s first goal is to seek to fully understand your individual needs and future requirements. Then, he acts as a quarterback in organizing and monitoring exceptional and focused resource management in accordance with your coaching direction.
We believe successful client relationships come from clients partnering with financial advisors who have positioned their firms to provide accessible, one-on-one client advice while directing the support of a range of high-level institutional specialists.
STRATEGIES FOR YOUR FINANCIAL FUTURE
To schedule a time to discuss your financial future and the possible role of insurance or investments in your financial strategy, contact us at firstname.lastname@example.org or call us at 480-565-4363 today!
Your investment advisor is not permitted to offer, and no statement contained herein shall constitute, tax or legal advice. You should consult a legal or tax professional on any such matters.
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