At Accrue Wealth Designs, our main focus is YOU.



Joshua Blaker founded Accrue Wealth Designs to be a full-service financial advisory firm dedicated to practical core values in an effort to provide valued clientele with sound financial strategies for retirement. Joshua loves working in a team environment and was excited to bring on Colin as a partner in 2017.

Joshua entered the financial services industry in 1997, working alongside his father. Joshua works with retirees and individuals planning for retirement to help them create income and preserve their hard-earned savings. Joshua has passed the Series 65 exam and is registered as an Investment Adviser Representative in Arizona. He also holds the Registered Financial Consultant (RFC®) designation and is licensed for both life and health insurance in the states of Arizona,  Florida, California and Wisconsin.

When he is not helping clients increase their confidence about their financial futures, Joshua enjoys golf, surfing, snowboarding and spending time with his family. He lives in Gilbert, Arizona, with his wife, Marcie, and two sons, Caden and Chance.


Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by those owners of  Accrue Wealth Designs is stated or implied. Investment advisory services provided by Accrue Wealth Designs. AEWM Accrue are all separate entities.


Colin Ruttinger is a partner and retirement financial professional at Accrue Wealth Designs. Beginning in 2016, Colin and Josh began working together on joint informational events. Their shared enthusiasm to educate people in retirement or those planning for retirement were what drew them to make their partnership official in 2017.

Colin comes to Accrue Wealth Designs with more than a decade of experience as a partner at The Ruttinger Group, where he helped clients in Arizona and California plan for retirement. A third-generation financial professional, Colin was fortunate to know what he wanted to pursue professionally at a young age. Colin has been blessed to work closely with his father and uncle and considers both as mentors. Colin received his insurance license in 2005 and began working solely with retirees and pre-retirees, and has passed his series 65 securities exam. He has a firm belief that if you love your job, you never have to work a day in your life. 

Colin is both life and health insurance licensed in Arizona, California, Colorado, New Mexico and Pennsylvania. Colin is an Arizona native. Shortly after graduating high school, he fulfilled a two-year service mission in Santiago, Chile. Colin resides in Mesa with his wife, Heather; their three boys, Coen, Noah and Greyson; and their lovely daughter, Liv. In his rare free time, Colin enjoys playing golf — he even lettered in it back in high school. He treasures time with his family and takes time to assist and coach in their sporting ventures.


As the director of client management, Krista Holbert is an integral member of the Accrue Wealth Designs team and assists in all aspects of our firm. She is passionate about delivering superior customer service and enjoys working hand in hand with clients, financial institutions, and her colleagues.

Krista has extensive experience in client services and case management. In 2010, she was presented with the opportunity to join a local estate planning firm. After a short time, it was clear she had the desire and capability to further her experience and subsequently was promoted to case manager. Krista is licensed to sell life insurance in Arizona.

Krista is a native of Arizona and resides in Gilbert with her husband, Jason, and their three children. In her free time, Krista enjoys taking photographs, loving animals, camping, working out and spending time with her family.


Marcie Blaker is the marketing director at Accrue Wealth Designs. Her mission is to develop and plan marketing events where Josh and Colin can inform those in and nearing retirement.

Marcie loves working in the creative field. After graduating from Arizona State, she moved to Los Angeles to work for a boutique PR firm that specialized in public relations for film and television writers, directors and producers. After a few years on the coast, she moved back to Arizona and joined a local graphic design studio. Marcie started as an office administrator and moved up to account executive. She worked alongside graphic designers and clients to create print and multimedia marketing and advertisements. Marcie was able to stay home after having her boys, Caden and Chance. She also assisted at Josh’s previous firm with planning social events and creating and editing print advertisements.

In her free time, Marcie enjoys planning parties and helping at her boys’ school. She likes to create detailed, festive events and entertain friends and family. Marcie is an avid runner and loves indoor cycle classes. Her other pastime is photographing Josh and their boys during their many adventures.


Accrue Wealth Designs prioritizes its unique client experience every step of the way, and as a client relationship manager, Kaile Northcutt is on the forefront of communication and document processing for the firm. You may have seen her at our community seminars, where she assists Josh & Colin with educational tools to promote and nurture financial strategies.

Kaile started her career in a skilled nursing facility and spent over a decade assisting patients in the medical field. She has since welcomed nearly 5 years of experience in the finance industry and continues to form thoughtful relationships within our company. She leads with integrity, is an expert in client engagement, and enjoys learning from and building relationships with our clients.

Born and raised in Arizona, Kaile currently resides in Queen Creek with her husband, Tyler, and two fur-babies Duke & Yoda. Outside of work, Kaile enjoys spending time outdoors and traveling the world with her camera in tow.


Meet Natalie Irizarry, a seasoned professional with a rich background and a passion for connecting people. Born in Maine and having lived in various states, Natalie's journey led her to Northern Illinois University, where she earned a degree in Communications Media Studies.

During her college years, Natalie worked at Panduit Corp, starting in a warehouse role and later transitioning to their Human Resources Department, where she dedicated a decade to fostering a positive work environment. In 2017, Natalie embraced a new chapter in Arizona, first immersing herself in the craft beer scene at Flying Basset Brewing. Here, she not only learned about brewing craft beer but also engaged with customers at Arizona beer fests, managed social media postings, and honed her customer service skills. Before joining Accrue, Natalie was a Recruiter at Carvana, specializing in hiring Class A CDL Drivers. Her emphasis on customer service skills and dedication to helping people find the right opportunities defined her role.

Beyond her professional achievements, Natalie fulfilled a lifelong dream in 2020, putting her Communications Media Studies degree to use as a production assistant on two movie sets and as an extra in another.

Natalie, along with her partner Josh, recently moved into a house in Chandler after spending three years in a Mesa apartment. Her newest hobby is decorating their home, reflecting her love for creating welcoming spaces. In her free time, Natalie enjoys traveling, especially to coastal destinations, water sports, yoga, indulging in a good book, experimenting with new recipes, being creative, watching movies, and, admittedly, watching a bit too much reality TV.

Contact us at, or call us at 480-565-4363 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.

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