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At Accrue Wealth Designs, our sole focus is YOU.



Joshua Blaker founded Accrue Wealth Designs to be a full-service financial advisory firm dedicated to cutting-edge strategies and practical core values in an effort to provide valued clientele with sound financial strategies for retirement. Joshua loves working in a team environment and was excited to bring on Colin as a partner in 2017.

Joshua entered the financial services industry in 1997, working alongside his father. Joshua works with retirees and individuals planning for retirement to help them create income and preserve their hard-earned savings. Joshua has passed the Series 65 exam and is registered as an Investment Adviser Representative in Arizona. He also holds the Registered Financial Consultant (RFC) designation and is licensed for both life and health insurance in the states of Arizona, Colorado, Florida, Montana, North Carolina, South Dakota, Washington and Wisconsin.

When he is not helping clients increase their confidence about their financial futures, Joshua enjoys golf, surfing, snowboarding and spending time with his family. He lives in Gilbert, Arizona, with his wife, Marcie, and two sons, Caden and Chance.



Colin Ruttinger is a partner and retirement financial professional at Accrue Wealth Designs. Beginning in 2016, Colin and Josh began working together on joint informational events. Their shared enthusiasm to educate people in retirement or those planning for retirement were what drew them to make their partnership official in 2017.

Colin comes to Accrue Wealth Designs with more than a decade of experience as a partner at The Ruttinger Group, where he helped clients in Arizona and California plan for retirement. A third-generation financial professional, Colin was fortunate to know what he wanted to pursue professionally at a young age. Colin has been blessed to work closely with his father and uncle and considers both as mentors. Colin received his insurance license in 2005 and began working solely with retirees and pre-retirees, and has passed his series 65 securities exam. He has a firm belief that if you love your job, you never have to work a day in your life. He shares the desire of Accrue Wealth Designs responsibility to adhere to the fiduciary standard.

Colin is both life and health insurance licensed in Arizona, California, Colorado, New Mexico and Pennsylvania. Colin is an Arizona native. Shortly after graduating high school, he fulfilled a two-year service mission in Santiago, Chile. Colin resides in Mesa with his wife, Heather; their three boys, Coen, Noah and Greyson; and their lovely daughter, Liv. In his rare free time, Colin enjoys playing golf — he even lettered in it back in high school. He treasures time with his family and takes time to assist and coach in their sporting ventures.


As a client relationship manager, Krista Holbert is an integral member of the Accrue Wealth Designs team and assists in all aspects of our firm. She is passionate about delivering superior customer service and enjoys working hand in hand with clients, financial institutions and her colleagues.

Krista has extensive experience in client services and case management. In 2010, she was presented with the opportunity to join a local estate planning firm. After a short time, it was clear she had the desire and capability to further her experience and subsequently was promoted to case manager. Krista is licensed to sell life and health insurance in Arizona.

Krista is a native of Arizona and resides in Gilbert with her husband, Jason, and their two children. In her free time, Krista enjoys coaching her daughter’s fast-pitch softball team, camping, working out and spending time with her family.


Nicole O’Brien is a client relationship manager with 20 years’ background in customer service and 12 years’ experience in the financial industry.

Nicole is the first person you meet when you visit the Accrue Wealth Designs’ office. She loves meeting new people and helping clients while bringing smiles to their faces. Nicole strives to go the extra step to make someone’s day better, and her dedication to exceptional client service is evident. With attention to detail and organization, Nicole seeks to find innovative ways to improve the client experience. Each time she welcomes a client to the Accrue family is a true joy!

Nicole has a Bachelor of Arts in communications from Arizona State University. Before her role at Accrue, she held positions at multiple financial institutions as well as corporate and independent financial advisory firms.

Nicole resides in San Tan Valley, Arizona, with her husband and two children. She loves spending time with family, working out and baking, and has an extensive interest in fast and unique cars.


Marcie Blaker is the marketing coordinator at Accrue Wealth Designs. Her mission is to develop and plan marketing events where Josh and Colin can inform those in and nearing retirement.

Marcie loves working in the creative field. After graduating from Arizona State, she moved to Los Angeles to work for a boutique PR firm that specialized in public relations for film and television writers, directors and producers. After a few years on the coast, she moved back to Arizona and joined a local graphic design studio. Marcie started as an office administrator and moved up to account executive. She worked alongside graphic designers and clients to create print and multimedia marketing and advertisements. Marcie was able to stay home after having her boys, Caden and Chance. She also assisted at Josh’s previous firm with planning social events and creating and editing print advertisements.

In her free time, Marcie enjoys planning parties and helping at her boys’ school. She likes to create detailed, festive events and entertain friends and family. Marcie is an avid runner and loves indoor cycle classes. Her other pastime is photographing Josh and their boys during their many adventures.

Contact us at office@accruewealthdesigns.com, or call us at 480-565-4363 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.

Access Our Retirement Kit


Request our Retirement Kit that addresses several topics you should consider when planning your retirement.

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